Our Credit protection division works for several credit institutes and finance companies, as well as for many debt collection agencies nationwide.
Its main task is providing them with pre-contract business inquiries, in order to prevent risks, or with reports to be used for legal purposes.
Specific services have been created, so that our clients can rely on custom-made investigation of the highest quality, according to what the specific requirements are in the case in point.
The inquiries chiefly used by credit operators are the following ones:
Business inquiries before contract
Business inquiries before contract are a precious precautionary tool for credit institutions about to enter into an agreement with either a natural person or a juridical subject. The creditworthiness of a subject is assessed and an indication of a "safe" credit ceiling is given.
Natural person
- Verifying personal data and domicile
- Checking the authenticity of personal documents
- Verifying or finding out a person's job (employee / freelance / retiree)
- Verifying telephone subscriptions registered in a person’s name
- Inquiries carried out from our confidential correspondents in situ
- Cross-checking all the available information through a direct interview to the subject
- Checking out whether the subject shares profits with / is an associate in some businesses nationwide
- Finding out whether the subject has real estates in his / her name nationwide
- Finding out protests and other negative events
- Evaluating the risks of granting a credit
Juridical person
- Juridical identification of the subject
- Checking that a juridical person is effectively working
- Verifying telephone subscriptions registered in a juridical person's name
- Inquiries carried out by our confidential correspondents in situ
- Cross-checking all the information available through a direct interview to the legal representative
- Checking the authenticity of the legal representative’s personal documents
- Checking out whether the legal representative shares profits with / is an associate in some other businesses nationwide
- Finding out whether the juridical subject has real estates in its name nationwide
- Finding out protests and other negative events
- Evaluating the risks of granting a credit
Inquiries for legal purposes
Assessing the financial and economic situation of a subject greatly helps credit institutes involved in a dispute, with particular reference to determining the most adequate ways in recovering credits, whether through debt collection agencies or by taking legal steps.
Natural person
- Verifying personal data and domicile
- Checking the authenticity of personal documents
- Verifying new telephone subscriptions possibly indicated by the debtor
- Verifying or finding out a person’s job (employee / freelance / retiree)
- Inquiries carried out by our confidential correspondents in situ
- Checking out whether the subject shares profits with / is an associate in some businesses nationwide
- Finding out whether the subject has real estates in his / her name nationwide
- Finding out protests and other negative events
- Evaluating if a credit is recoverable
Juridical person
- Checking that a juridical person is effectively working and finding out new possible branches / offices
- Inquiries carried out by our confidential correspondents in situ
- Checking the authenticity of the legal representative’s personal documents
- Verifying new telephone subscriptions possibly indicated by the legal representative
- Checking out whether the legal representative shares profits with / is an associate in some other businesses nationwide
- Finding out whether the juridical person has real estates in its name nationwide
- Finding out protests and other negative events
- Evaluating if a credit is recoverable
